Best Car Lease Deals in NYC & Long Island

While a score of 680 or higher typically qualifies for the best lease rates, Certified Auto NY works with all credit situations. We partner with multiple lenders who specialize in subprime auto leasing, and our approval rate exceeds 90%. Whether you have excellent credit, fair credit, or are rebuilding after a financial setback, we can find a lease program that fits your budget. First-time lessees with no credit history are also welcome — we'll guide you through the entire process.

A $0 down lease means you drive off without making a large upfront payment. Instead of putting $2,000–$5,000 down at signing, your monthly payment may be slightly higher, but you keep more cash in your pocket. At Certified Auto NY, many of our lease specials are structured with $0 down or minimal down payment options ($400 or less). We negotiate these deals directly with dealerships and pass the savings to you. Your first month's payment, registration fees, and applicable taxes are typically the only costs due at signing.

Absolutely. We specialize in serving customers throughout the New York metropolitan area. Our physical location is in Rockville Centre on Long Island, but we deliver vehicles for free to all five NYC boroughs (Manhattan, Brooklyn, Queens, the Bronx, and Staten Island), all of Nassau and Suffolk County, Westchester County, and parts of New Jersey. We handle all DMV paperwork, registration, and plate transfers — you don't even need to visit our office. Many customers complete their entire lease transaction by phone and have their new car delivered to their home or office the same day.

We work with all major manufacturers and hundreds of models. Our brands include Acura, Audi, BMW, Chevrolet, Dodge, Ford, Genesis, Honda, Hyundai, Infiniti, Jeep, Kia, Lexus, Mazda, Mercedes, Mitsubishi, Nissan, Toyota, and Volkswagen. From budget-friendly sedans like the Nissan Sentra and Hyundai Elantra to luxury SUVs like the BMW X5 and Mercedes GLE, and efficient crossovers like the Hyundai Tucson and Mazda CX-5 — we can lease it to you at a competitive rate.

When you lease a car, you're essentially paying for the vehicle's depreciation during the lease term (typically 24–39 months) rather than the full purchase price. This results in significantly lower monthly payments compared to financing a purchase. At the end of your lease, you return the vehicle and can lease a brand-new model — meaning you always drive a car with the latest safety features, technology, and warranty coverage. Leasing also offers tax advantages for business owners in New York. If you decide you love the car, most leases include a purchase option at a predetermined residual value.

At the end of your lease term, you have three options: return the vehicle and lease a new one, purchase the vehicle at its residual value, or simply return it and walk away. Certified Auto NY assists with all three scenarios. We also offer lease transfer services if you need to exit your lease early, and lease buyout financing if you decide to purchase. Our team will inspect your vehicle before return to help you avoid unexpected wear-and-tear charges, and we can arrange any necessary repairs at competitive rates through our service network.

Yes. Business leasing is one of our core services. We help sole proprietors, LLCs, and corporations structure vehicle leases that maximize tax deductions under IRS Section 179 and standard depreciation rules. Business leases can cover a single executive vehicle or an entire fleet. We work with commercial lenders who understand business credit, and we can structure leases under the business entity's name and EIN. Many New York business owners choose leasing because it keeps capital free for operations while providing predictable monthly transportation costs.

In many cases, same-day delivery is available. Once your credit application is approved and you've selected your vehicle, we can have it delivered to your home or office within hours. For vehicles in stock at local dealerships, the typical timeline is 24–48 hours from approval to delivery. Custom-ordered vehicles or specific color and trim combinations may take longer, but we'll provide an accurate timeline upfront. All vehicles are delivered fully inspected, detailed, and ready to drive — we even pair your phone with the car's infotainment system before handoff.